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Privacy Policy OF Mishree Financial Solutions Pvt Ltd.

 This Privacy Policy was last updated on 20th January 2024.

 PLEASE CAREFULLY READ THE ENTIRE PRIVACY POLICY STATEMENT AS STATED HEREIN ("Privacy Policy").

Introduction

Mishree Financial Solutions Pvt Ltd. (herein also referred to as "” Mishree” Us,""We,""Our," or "Company") is committed to respecting the privacy rights of its Customers and Visitors (as defined herein) that access, interact and/or use the services and/or products offered by the Company through its website www.mishreetech.com and mobile applications available through the Google Play Store.

The term Visitor, as used herein, means an individual that simply browses the Site. The term "Customer" as used herein, means an individual that registers or has registered for a User Account with Us. The term "YOU,""YOUR," or "User" refers to YOU as a Visitor or Customer. The term "User Account" as used herein refers to any account that you register for, set up and/or create with the Company.

This Privacy Policy is only applicable to the Site and mobile application, and not to any other websites or applications (whether Affiliated or not with Company) that YOU may be able to access from the Site, each of which may have data collection, storage, and use practices and policies that may differ materially from this Privacy Policy.

Our Privacy Policy is designed to provide notice and to help YOU understand the collection, use, sharing and safeguarding of the information YOU provide Us or that is obtained by Us ("Information") when YOU visit, interact with or use the Site, register a User Account, and/or use our products and/or services ("Site Interactions").

Binding agreement

As a result of YOUR Site Interactions, YOU agree and accept the terms of this Privacy Policy as amended, and consent to our collection, storage, use and disclosure of YOUR Information, including YOUR Personal Information as described in this Privacy Policy. YOU also agree and consent to receiving this Privacy Policy electronically. If YOU do not agree with any term of this Privacy Policy, please do not interact with the Site, do not provide Us with YOUR Information, including YOUR Personal Information, nor use any of our products or services. Please read this Privacy Policy carefully to understand what We do.

What we collect/How we collect

We collect both Personal Information and Non-Personal Information. "Personal Information" refers to any personally identifiable information (1) provided by YOU, (2) obtained by Us with YOUR consent, or (3) which results from any transactions with YOU and/or any product(s) and/or service(s) provided to or performed for YOU by Us, which is not publicly available. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person. Personal Information DOES include information such as YOUR email address; YOUR personal financial data such as YOUR sms transactions(credit/debit information from your banks) and last 4 digits of YOUR bank account numbers, credit card number(s) or financial account number(s) that can be used to distinguish or trace an individual's identity).

The types of Personal Information We collect depend on the Site/Mobile Application Interactions by YOU. If YOU communicate with Us or YOUR User Account by e-mail, or by text message, SMS, MMS, or otherwise complete online forms, surveys, or contest entries, any personally identifiable information provided in such communication may be collected as Personal Information. Also, when YOU register a User Account on the Site or mobile application, any information or data that YOU input, download or consent to being obtained, retrieved, or collected by the Company will be collected and stored, which will contain Personal Information.

Non-Personal Information refers to information that cannot be used to personally identify YOU, such as anonymous usage data, We may collect, referring/exit pages and URLs, platform types, preferences YOU submit and preferences that are generated based on the data YOU submit and number of clicks. We may also collect information on application crashes or performance metrics. This data enables Us to figure out how often users use parts of the Site and/or our products and services so that We can make the Site appealing to as many users as possible, and improve our quality of service.

The collection of both Personal Information and Non-Personal Information occurs with YOUR interaction with the Site and the use of our product(s) and/or service(s). Therefore, YOU can control the amount of Personal Information provided to the Company. If YOU choose to limit the Personal Information YOU to provide to the Company YOU may be limited to the type of product(s) and/or service(s) and special or premium features or memberships that may be offered or available to YOU. The Company does not collect Personal Information unless it is voluntarily provided by YOU to the Company, its obtainment is consented by YOU, or the collection of such information is a result of any transactions with YOU and/or product(s) or service(s) requested by YOU to be provided to or performed for YOU by the Company.

How we use our information

Mishree uses the information We collect to for everyday business purposes as well as to operate, process, improve, and personalize the products and/or services We offer. We also may use the information to communicate with YOU, for example, informing YOU about YOUR User Account and security updates or to offer YOU products and services that might be of interest to YOU.

How we protect your information

To protect the confidentiality, security and integrity of YOUR Personal Information We develop, implement and maintain administrative, technical and physical safeguards. To prevent unauthorized access and use of YOUR Personal Information We store such data onon secured servers that are not accessible by third parties. We ensure all YOUR communication with the mobile application is via secured and encrypted channels and implement security measures designed to protect YOUR information from unauthorized access. YOUR User Account is protected by YOUR Google account/profile password, and We urge YOU to take steps to keep YOUR Personal Information safe by not disclosing YOUR password and by logging out of YOUR User Account after each use. We further protect YOUR information from potential security breaches by implementing certain technological security measures including encryption, firewalls and secure socket layer technology. However, please note that these measures DO NOT guarantee that YOUR Personal Information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By YOUR Site Interactions, including but not limited to, providing or consent to the collection of Personal Information and/or requesting our products and/or services, YOU acknowledge that YOU understand and agree to assume these risks.

Location of processed data

The data We process may be transferred to, stored, and processed in India or any other country in which the Company, its parent company or its Affiliates, subsidiaries, or service providers maintain operations. By YOUR Site Interactions and/or by providing information to Us through the Site, YOU agree and consent to the transfer, storage, and processing of YOUR data to any such country.

User ability to access, update and correct personal information

At any time, YOU may visit YOUR User Account to review, update or correct YOUR Personal Information that has been provided by YOU or collected by Us. YOU may choose to close or request that We delete YOUR account and YOUR associated data at any time. Please visit www.mishreetech.com or contact admin@mishreetech.com for additional information. We will use commercially reasonable efforts to remove YOUR data, although some information may be retained. For example, some information may be retained on a server or media, which is necessary to help ensure continued availability of our products and services. We retain YOUR Personal Information as long as necessary to provide the services YOU have requested. Additionally, We may retain Personal Information to comply with law, prevent fraud, resolve disputes, trouble shoot problems, enforce our Terms of Service/Use and as permitted by applicable law.

Government access & Mergers and acquisitions

We reserve the right, in our sole discretion, to share or disclose YOUR Personal Information with law enforcement, government officials, and other regulatory agencies, as permitted by law. If MiShree or its assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, We may transfer, sell, or assign to third parties, information concerning YOUR relationship with Us, including, without limitation, Personal Information and other information concerning YOUR relationship with Us. Such third parties will assume responsibility for the Personal Information collected by Us in connection with our business operations or through the Site and such third parties will assume the rights and obligations regarding such information as described in this Privacy Policy.

Third party websites/Public information/Children

The Site/mobile application contains/may contain links to other third party websites. We are not responsible for the privacy practices or the content of or any products/services offered by such websites. In the eventthat We make chat rooms, forums, message boards available to YOU on the Site/mobile application, please understand that any information thatis disclosed in these areas becomes public information. We have no control over its use and YOU should exercise caution when deciding to disclose YOUR Personal Information. The Company's product and services are NOT intended for children under the age of 18 and the Company does not knowingly collect information from children.

Updates and changes to privacy policy

We reserve the right, at any time and without prior notice, to add to, change, update, modify or repeal this Privacy Policy, simply by posting such change, update, or modification on the Site or by sending YOU notice via email. Any such change, update, or modification will be effective on the date of posting on the Site,or delivery date of the email. YOUR continued use of the Site and/or the Service following such notices constitutes YOUR acceptance and agreement to abide to the terms as modified. If at any time YOU find the Privacy Policy or Terms of Use unacceptable, YOU must immediately leave the Site, trigger delete data from the mobile application, uninstall the mobile application and cease all use of the mobile application and the Site. It is YOUR responsibility to review this Privacy Policy and Our Terms of Use periodically.

Queries or concerns?

If YOU have questions or concerns regarding this Privacy Policy Statement, our security practices and policies, or our information processing practices please contact us at admin@mishreetech.com